Detail akcie Home Bancorp online

Business Summary: Home Bancorp, Inc. is the holding company for Home Bank, N.A. (the Bank). The Bank is a wholly owned subsidiary of the Company, conducts business through approximately 42 banking offices in the Acadiana, Baton Rouge, Greater New Orleans and Northshore (of Lake Pontchartrain) regions of south Louisiana, the Natchez region of west Mississippi and the Houston region of Texas. The Bank is primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The Bank’s principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank (FHLB) of Dallas. These funds are primarily used for the origination of loans, including one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multifamily residential loans, commercial and industrial loans, and consumer loans.
Financial Summary: BRIEF: For the six months ended 30 June 2024, Home Bancorp, Inc. interest income increased 15% to $89.6M. Net interest income after loan loss provision decreased 5% to $57M. Net income decreased 18% to $17.3M. Net interest income after loan loss provision reflects Net Interest Margin, Total -% decrease of 10% to 3.65%, Net Interest Spread, Total -% decrease of 21% to 2.79%, Taxable interest decrease of 9% to $5.4M.